I confirm that I have read and agree to the
Pepper Homeloans Terms of Business for Intermediaries; a copy of which is available to read here.
I confirm and agree that:
a. Pepper (UK) Limited (trading as Pepper Homeloans) (“Pepper”) may disclose information obtained about you in connection with this application to our group companies, insurers, suppliers, advisers and any person to whom Pepper assigns or otherwise transfers its rights in connection with any agreement entered into between Pepper and you. Details of Pepper’s group companies can be found via links on our website at
b. as part of Pepper’s review and consideration of this application, it may search records at credit reference agencies and fraud prevention agencies. Pepper, the credit reference agencies and the fraud prevention agencies will also use your records for statistical analysis about credit, insurance and fraud;
c. if false or inaccurate information is provided and fraud is identified, details will be passed to fraud prevention agencies to prevent fraud and money laundering. Further details explaining how the information held by fraud prevention agencies may be used can be obtained by calling our Customer Services Department on 03333 701 101 or emailing us at
d. Pepper may share your personal data with credit reference agencies at any time during your relationship with Pepper to verify your identity or as part of its fraud prevention measures;
e. records shared with credit reference agencies remain on file for 6 years after they are closed (whether settled by you or if you have defaulted);
f. fraud prevention agency records about you and your group will also be shared with other organisations to help prevent fraud and money laundering. Pepper and other organisations may access and use from other countries the information recorded by fraud prevention agencies. You may, by telephoning Pepper’s Customer Services Department on 03333 701 101 obtain details of those credit reference and fraud prevention agencies from whom Pepper obtains and to whom Pepper passes information about you. You have a legal right to these details. Further details explaining how the information held by fraud prevention agencies may be used can also be obtained by telephoning Pepper’s Customer Services Department on 03333 701 101 or emailing Pepper at
g. you agree that Pepper may hold and process by computer or otherwise use any information obtained about you in connection with this application, and any other agreement You may have with Pepper;
h. from time to time, service providers and organisations with whom Pepper works or credit reference agencies with which Pepper works, may be located outside the European Economic Area in countries that do not have the same standards of protection for personal data as the UK. Pepper will, however, always use every reasonable effort to ensure sufficient protections are in place to safeguard your personal data.
Pepper may seek references from appropriate regulatory, trade and/or other organisations at Pepper’s discretion in connection with this application and you hereby consent to Pepper contacting such organisations in these circumstances.
I confirm that all information included in, and given in support of, this application is true, accurate and complete in all respects.