Applicant 1/2 Bus. Bank Statements
Where an applicant is self-employed, we’ll need the latest full 3 months business bank statements.
Applicant 1/2 ID
We’ll always need two forms of identification for all applicants from the table below, at least one of them needs to be from Table 1.
Please ensure that the documents are certified as a true copy of the original and where applicable, a true likeness of the applicant to avoid any delays.
Applicant 1/2 Proof of rental payments and AST for current residence
Where the applicant(s) is currently in a rental property, we’ll require evidence of rental payments for the previous 12 months supported by the current Assured Shorthold Tenancy Agreement.
Proof of payments can be provided through bank statements or via a reference from an independent letting or estate agent.
Applicant 1/2 Residency
We need to verify proof of residency at the applicant(s) current address.
In the event that we cannot verify proof of residency, we’ll ask for you to provide one of the following (this can’t be something you have already provided for proof of identity):
Utility Bill, Bank Statement, Mortgage Statement, Council Tax Bill, Credit Card Statement or a Benefit Award Letter.
Applicant 1/2 Right to Reside
Applicants who are non-UK citizens will need to provide evidence of indefinite leave to remain in the UK.
For EU nationals, the applicant(s) passport will be sufficient. For Non-EU nationals, we’ll need an appropriately stamped passport or a letter from the Home Office.
We’ll produce this for you to have signed by the applicant(s) when you fully submit the application. It will be available in the documents section of the application home page.
AST for Security
We’ll ask for this for Buy to Let remortgage applications, this is to assess the current rental status of the property.