We take a look at the 2018 mortgage market trends and discuss what we learnt from it, how it could influence borrowing today, and how we can evolve with the changing demographics of the industry.
The number of CCJs in England and Wales fell by 13% in Q3 of 2018, compared to the same period in 2017. Though the number of CCJs has fallen, it is still historically high with over 275,000 judgements issued. Find out what this could mean for you.
There are many reasons why your clients might fail a credit score, and a cash flow crisis is just one of those. We look at how working with a specialist lender can help you in securing an affordable mortgage solution for your client.
Get to know our new Sales Director, Paul, who shares his secret talents, his dream job as a vicar, and discusses his new role here at Pepper Money.
We discuss the importance of delivering a more straight-forward and simple experience for your clients and how this could result in improved customer loyalty, referrals and an increase in your conversions.
Get to know our underwriting specialist, Zenzi, who lets us into a few small parts of her life including her role here at Pepper Money.
With an increase in the number of people relying on a more diverse selection of income sources, it may not always be as simple for a high street lender to accurately establish your clients' affordability.
We look at the issues around affordability and how specialist lenders can help.
A one-size-fits-all approach is no longer appropriate if you want to secure the most suitable mortgage for your client.
So, what are the changes that are driving the growth in clients with more specialist circumstances and how could this impact your business?
We explain why a borrower with a CCJ doesn't necessarily mean they're having financial difficulties, and how a borrower in a Debt Management Plan doesn't always mean they can't get a mortgage.
The number of part-time workers in the UK has increased by 42% in the last 26 years.
Find out what this could mean for you.